Homebuyer Education




Homebuyer's Dictionary (glossary)

There are many types of homebuyer seminars. While they all serve various needs only those that meet the educational requirements, when homebuyer education is required to use a specific program, are listed on this site. These seminars are offered by a wide range of providers. Montana Association of REALTORS® lists these seminars as a public service and believe they meet the current requirements for homebuyer counseling and/or education certification.

(Townsend) Homebuyer Education Class
For residents of Broadwater and Meagher Counties only Registration in advance is requested. Fee is $15 per person, or $20 per couple/two people. Please make checks out to Townsend Area Housing Task Force or TAHTF. To register and for location and other information, contact Reggie or Billie at Townsend State Bank, 266-3176 orrschapp@StateBankOfTownsend.com.

Date:
Time:

April 10 & 17, 2010 (Saturdays)
9 am - 5 pm
Instructor:
Fee:


$15 - $20
Sponsored by:
Location:

Townsend Area Housing Task Force
Townsend , Montana
Phone: 406.266.3176

(Great Falls) Homebuyer Education
This is a three-day class offered monthly. Attendance at all three classes is required for certification. The purpose of the class is to teach potential homeowners about the process of purchasing a home. NWGF depends on an array of experts, from several areas of homeownership, to give presentations throughout the class. A sampling of topics include: - Choosing a lender - Finding a real estate agent who really grasps your needs and price range - Understanding the importance of a home inspection - Evaluating your credit (done on a one-to-one basis), and understanding the importance of monitoring your credit report - Learning about home budgeting - Exploring home maintenance to ensure your home continues to be an asset that appreciates Interested individuals must register in advance at the NeighborWorks office listed above. You will be asked to pay the $20 fee and sign up for a half-hour appointment the week before the class to review your credit report and pick up materials for the class. If you have any questions, email NeighborWorks Great Falls at nhs@nhsgf.org.

Date:
Time:

April 20, 21, & 22, 2010
6-9 pm
Instructor:
Fee:


$20
Sponsored by:
Location:

NeighborWorks Great Falls
509 1st Ave. South
Great Falls , Montana 59401
Phone: 406.761.5861

(Billings) Homebuyer Education
This 3-day class covers credit history, debt, affordability, types of loans available, budgeting, insurance, and home maintenance. Guest speakers include a credit counselor, realtor, lender, home inspector, insurance agent, and home maintenance counselor. Assistance programs available to first-time buyers and low-income and working families will be covered. Classes are presented monthly by homeWORD and are open to the public. You are required to attend all three nights to get the completion certificate. Pre-registration is required. Please make checks or money orders payable to homeWORD and submit with registration.

Date:
Time:

April 6, 7 & 8, 2010
6-9 pm
Instructor:
Fee:


$10
Sponsored by:
Location:

homeWORD and the City of Billings
801 S. 28th St.
Southern Lights Community Room
Billings , Montana 59101
Phone: 406.255.0298

(Billings) Financial Fitness Class
Sessions 1-6 cover: - Credit Reports/Understanding Your Credit/Repairing Your Credit - Types of Debt/Debt Management - Goal Setting Utilizing the SMART Concept - Spending Plans - Saving Your Money - Expense Tracking - Personal Taxes and Insurance - Banking Services - Predatory Lending - Bill Paying - Fair Housing - Putting to Use Information Received Classes start promptly at 6:00 P.M. and are concluded by 8:30 P.M. (15 total hours) - Pre-registration is required. - $50 savings bond and certificate awarded per household upon completion. - There is a $40 fee per household for the class series. - Sliding fee scale available. - Classes are open to the public. - For information and/or a registration form, please call Bonnie at (406) 294-HOME (4663).

Date:
Time:

Classes are Monday evenings & start every 6 weeks
6-8:30 pm
Instructor:
Fee:


$40/hshold
Sponsored by:
Location:

Housing Montana
2596 Enterprise Ave.
Billings , Montana
Phone: 406.294.4663

(Bozeman) Homebuyer Education
Are you ready to buy a home? What are the benefits of homeownership? How do lenders decide to make loans? Our 9-hour, comprehensive homeownership education course, directed by a HUD-Approved instructor, will help you to better understand the home purchase process. Topics covered include: The Advantages and Disadvantages of Homeownership; Assessing Homeownership Readiness; Understanding Credit; Managing your Finances; The Mortgage Process; Special Programs for First-Time Buyers; Shopping for a Home, a Lender, and a Realtor; Closing Your Deal; and Maintaining Your Home and Your Finances after you purchase. Completion of homeownership education makes you a smarter, better borrower, and may help you become eligible for down-payment assistance, low-interest mortgages, and matched savings programs. The course is open and free of charge. Space is limited, so pre-registration and a $25 refundable deposit are required. Attendance of the entire series (9 hours) is required for a certificate. Additional classes/alternate locations may be scheduled for groups of 5 households or more. Individual pre and post-purchase counseling is also available. To sign up or for more information about homeownership opportunities please contact The Road to Home Counselors at (406) 587-4486.

Date:
Time:

December 12 & 19, 2009
9 am - 1:30 pm
Instructor:
Fee:

HUD-approved instructor

Sponsored by:
Location:

The Road to Home Homeownership Center
Wingate Inn
Bozeman , Montana
Phone: 406.587.4486

(Laurel) Homebuyer Education
This is a one-day pre-purchase class. Please choose one day only. A map to the site can be found at www.beartooth.org. Registration is required by calling 406-962-3914. The registration fee is payable on the day of the class. For more information please call or email Elaine enowak@beartooth.org

Date:
Time:

December 12 or 19, 2009
9 am - 4:30 pm
Instructor:
Fee:


$10
Sponsored by:
Location:

Beartooth RC&D
Best Wstrn-Ylwstone Crossing
205 SE 4th St.
Laurel , Montana
Phone: 406.962.3914

(Wolf Point) Homebuyer Education
Eastern Plains RC&D Area, Inc. provides 1st Time Homebuyer Education classes once a month in various cities in Eastern Montana. These eight hour classes are held on one Saturday per month. In order to receive a Certification of Completion the participant must attend the full 8-hour session. The classes provide information on budgeting and credit, the home loan process, down-payment and closing cost assistance, homeowners insurance, home inspection, and protecting your investment. Please call Pam at (406) 433-2103 x125 to register. The cost of the class is $20.00 per household. Lunch is provided by Eastern Plains RC&D Area, Inc.

Date:
Time:

December 12, 2009 (Saturday)
8:30 am - 4:30 pm
Instructor:
Fee:


$20/househld
Sponsored by:
Location:

Miles City RC&D Area, Inc.
Great Northern Development
233 Cascade St.
Wolf Point , Montana
Phone: 433.2103x125

(Lewistown) Homebuyer Education Class
This is a two-day class. Attendance at both classes is required for certification. Contact Carrie Mantooth, Central MT RC&D Assistant Coordinator, at the above phone number or at cmantooth@hotmail.com for more information.

Date:
Time:

December 14 & 15, 2009
5-9 pm
Instructor:
Fee:



Sponsored by:
Location:

Central Montana RC&D
Snowy Mtn. Dev. Conference Rm
613 NE Main St.
Lewistown , Montana 59457
Phone: 406.535.2591

(Ronan) Homebuyer Education
All aspects of becoming a homeowner and the financial assistance available for homebuyers will be presented by area professionals. This is a two-evening class. You must attend both nights to receive certification. To register, please contact Sharon at Ronan Housing Authority (406) 676-5900 for registration.

Date:
Time:

December 15 & 16, 2009
5 - 9 pm
Instructor:
Fee:


$25/family
Sponsored by:
Location:

Ronan Housing Assistance Authority
407 Main St.
Ronan , Montana 59864
Phone: 406.676.5900

(Butte) Homebuyer Education
Headwaters RC&D Area, Inc. provides 1st Time Homebuyer Education classes on a monthly basis.These eight hour classes are held on two evenings from 5-9 p.m. In order to receive a Certification of Completion the participant must attend the full 8-hour session. The classes provide information on budgeting and credit, the home loan process, down-payment and closing cost assistance, homeowners and life insurance, home maintenance, protecting your equity, and USDA Rural Development Programs including the Self-Help Program. Advanced Registration is required, cost is $20 per person or $30 per household. NOTE: Our classroom is not suitable for children. Please arrange for child care in your own home during the class. If classes are moved to another place, you will be notified. For further information contact (406) 782-7333, ext. 300.

Date:
Time:

December 16 & 17, 2009
5-9 pm
Instructor:
Fee:


$20-30
Sponsored by:
Location:

Headwaters RC&D Area, Inc.
Headwaters RC&D
305 West Mercury, Ste. 211
Butte , Montana
Phone: 782.7333x300

(Hamilton) Homebuyer Education
Attendance at all three classes is required. The class is especially beneficial to first-time homebuyers with below median incomes, but any potential homebuyer will benefit from the class. Anyone who has not owned a home for three or more years is considered a first-time homebuyer and may be able to purchase a home for monthly payments comparable to what they are paying in rent. Homebuyer education classes are brought to you by the Bitterroot RC&D and funded in part by NeighborWorks® of Montana and the Montana Board of Housing. Completion of this class is required in order to qualify for some of the special homebuyer assistance programs. Real Estate Agents can get 4 elective CEUs. You can register for the class by calling the Bitter Root RC&D at 363-1444 ext 5. When you register, you will just need to give your name and phone number to reserve a spot. The class is $20 and if that is a hardship, scholarships are available.

Date:
Time:

December 7, 8 & 9, 2009
6-9 pm
Instructor:
Fee:

Bitterroot RC&D
$20
Sponsored by:
Location:

NeighborWorks® of MT & MT Board of Housing
Human Resource Council Bldg.
316 N. Third St.
Hamilton , Montana
Phone: 363.1444 x5

(Great Falls) Homebuyer Education
This class is offered monthly. All-day attendance is required for certification. The purpose of the class is to teach potential homeowners about the process of purchasing a home. NWGF depends on an array of experts, from several areas of homeownership, to give presentations throughout the class. A sampling of topics include: - Choosing a lender - Finding a real estate agent who really grasps your needs and price range - Understanding the importance of a home inspection - Evaluating your credit (done on a one-to-one basis), and understanding the importance of monitoring your credit report - Learning about home budgeting - Exploring home maintenance to ensure your home continues to be an asset that appreciates You will be asked to pay a $20 fee and sign up for a half-hour appointment the week before the class to review your credit report and pick up materials for the class. If you have any questions, email NeighborWorks Great Falls at nhs@nhsgf.org.

Date:
Time:

February 20, 2010 (Saturday)
8 am - 5 pm
Instructor:
Fee:


$20
Sponsored by:
Location:

NeighborWorks Great Falls
NeighborWorks Great Falls
509 1st Ave. South
Great Falls , Montana 59401
Phone: 406.761.5861

(Billings) Homebuyer Education
Class covers credit history, debt, affordability, types of loans available, budgeting, insurance, and home maintenance. Guest speakers include a credit counselor, realtor, lender, home inspector, insurance agent, and home maintenance counselor. Assistance programs available to first-time buyers and low-income and working families will be covered. Classes are presented monthly by homeWORD and are open to the public. There is a $10 fee for the class (per person). Please make checks or money orders payable to homeWORD and submit with registration. No cash please.

Date:
Time:

February 9, 10 & 11, 2010
6-9 pm
Instructor:
Fee:


$10/person
Sponsored by:
Location:

homeWORD
801 S. 28th St.
Southern Lights Community Room
Billings , Montana
Phone: 406.255.0298

(Billings) Homebuyer Education
Class covers credit history, debt, affordability, types of loans available, budgeting, insurance, and home maintenance. Guest speakers include a credit counselor, realtor, lender, home inspector, insurance agent, and home maintenance counselor. Assistance programs available to first-time buyers and low-income and working families will be covered. Classes are presented monthly by homeWORD and are open to the public. There is a $10 fee for the class (per person). Please make checks or money orders payable to homeWORD and submit with registration. No cash please.

Date:
Time:

January 12, 13 & 14, 2010
6-9 pm
Instructor:
Fee:


$10/person
Sponsored by:
Location:

homeWORD
801 S. 28th St.
Southern Lights Community Room
Billings , Montana
Phone: 406.255.0298

(Great Falls) Homebuyer Education
This is a three-day class offered monthly. Attendance at all three classes is required for certification. The purpose of the class is to teach potential homeowners about the process of purchasing a home. NWGF depends on an array of experts, from several areas of homeownership, to give presentations throughout the class. A sampling of topics include: - Choosing a lender - Finding a real estate agent who really grasps your needs and price range - Understanding the importance of a home inspection - Evaluating your credit (done on a one-to-one basis), and understanding the importance of monitoring your credit report - Learning about home budgeting - Exploring home maintenance to ensure your home continues to be an asset that appreciates You must register in advance at the NeighborWorks Great Falls office listed above. You will be asked to pay a $20.00 fee and sign up for a 1/2 hour appointment the week before the class to review your credit report and pick up materials for the class. If you have any questions, please e-mail NeighborWorks Great Falls at: nhs@nhsgf.org

Date:
Time:

January 19, 20 & 21, 2010
6-9 pm
Instructor:
Fee:


$20
Sponsored by:
Location:

NeighborWorks Great Falls
509 1st. Ave. South
Great Falls , Montana 59401
Phone: 406.761.5861

(Great Falls) Homebuyer Education
This is a three-day class offered monthly. Attendance at all three classes is required for certification. The purpose of the class is to teach potential homeowners about the process of purchasing a home. NWGF depends on an array of experts, from several areas of homeownership, to give presentations throughout the class. A sampling of topics include: - Choosing a lender - Finding a real estate agent who really grasps your needs and price range - Understanding the importance of a home inspection - Evaluating your credit (done on a one-to-one basis), and understanding the importance of monitoring your credit report - Learning about home budgeting - Exploring home maintenance to ensure your home continues to be an asset that appreciates You must register in advance at the NeighborWorks Great Falls office listed above. You will be asked to pay a $20.00 fee and sign up for a 1/2 hour appointment the week before the class to review your credit report and pick up materials for the class. If you have any questions, please e-mail NeighborWorks Great Falls at: info@nhsgf.org

Date:
Time:

March 23, 24 & 25, 2010
6-9 pm
Instructor:
Fee:


$20
Sponsored by:
Location:

Neighborworks Great Falls
509 1st Avenue South
Great Falls , Montana 59401
Phone: 406.761.5861

(Billings) Homebuyer Education
This 3-day class covers credit history, debt, affordability, types of loans available, budgeting, insurance, and home maintenance. Guest speakers include a credit counselor, realtor, lender, home inspector, insurance agent, and home maintenance counselor. Assistance programs available to first-time buyers and low-income and working families will be covered. Classes are presented monthly by homeWORD and are open to the public. There is a $10 fee for the class (per person). Please make checks or money orders payable to homeWORD and submit with registration. No cash please.

Date:
Time:

March 9, 10 & 11, 2010
6-9 pm
Instructor:
Fee:


$10/person
Sponsored by:
Location:

homeWORD
801 S. 28th St.
Southern Lights Community Room
Billings , Montana
Phone: 406.255.0298

(Laurel) Homebuyer Education
This is a one-day pre-purchase class. Please choose one day only. Fee is payable on day of class. Registration is required by calling the phone number provided. A map to the site can be found at www.beartooth.org.

Date:
Time:

November 14 or 21, 2009
9 am - 4:30 pm
Instructor:
Fee:


$10
Sponsored by:
Location:

Beartooth RC&D
Best Western Ylwstn Crossing
205 SE 4th St.
Laurel , Montana
Phone: 406.962.3914

(Lewistown) Homebuyer Education
This is a two-day pre-purchase class. Attendance at both classes is required for certification. Contact Carrie Mantooth, Central MT RC&D Assistant Coordinator, at the above phone number or at cmantooth@hotmail.com for more information.

Date:
Time:

November 16 & 17, 2009
5-9 pm
Instructor:
Fee:



Sponsored by:
Location:

Central Montana RC&D
Snowy Mtn Dev Corp Conf Room
613 NE Main St.
Lewistown , Montana 59457
Phone: 406.535.2591

(Ronan) Homebuyer Education
All aspects of becoming a homeowner and the financial assistance available for homebuyers will be presented by area professionals. This is a two-evening class. You must attend both nights to receive certification. To register, please contact Sharon at Ronan Housing Authority (406) 676-5900.

Date:
Time:

November 17 & 18, 2009
5 - 9 pm
Instructor:
Fee:


$25/family
Sponsored by:
Location:

Ronan Housing Assistance Authority
407 Main St.
Ronan , Montana 59864
Phone: 406.676.5900

(Butte) Homebuyer Education
Headwaters RC&D Area, Inc. provides 1st Time Homebuyer Education classes on a monthly basis.These eight-hour classes are held on two evenings from 5-9 p.m. In order to receive a Certification of Completion the participant must attend the full 8-hour session. The classes provide information on budgeting and credit, the home loan process, down-payment and closing cost assistance, homeowners and life insurance, home maintenance, protecting your equity, and USDA Rural Development Programs including the Self-Help Program. Advanced Registration is required, cost is $20 per person. NOTE: Our classroom is not suitable for children. Please arrange for child care in your own home during the class. If classes are moved to another place, you will be notified. For further information contact (406) 782-7333, ext. 300.

Date:
Time:

November 18 & 19, 2009
5-9 pm
Instructor:
Fee:


$20/person
Sponsored by:
Location:

Headwaters RC&D Area, Inc.
TBD
Butte , Montana
Phone: 782.7333x300

(Havre) Homebuyer Education
These are 2-day monthly classes. You must attend both nights to receive certification. Dinner and materials are provided. A non-refundable fee of $20 per person is due at the first night of the class. RSVP is required 2 days before the class begins. Please contact Coni Thorn at North Central RC&D (406) 434-9161 x114 for registration.

Date:
Time:

November 19 & December 3, 2009
5-9 pm
Instructor:
Fee:


$20/person
Sponsored by:
Location:

North Central RC&D
Hill Co Electric-east entrance
2121 Hwy 2 West
Havre , Montana 59501
Phone: 434-9161x114

(Pablo) Homebuyer Education
This is a one-day class. Attendance for the entire day is required for certification. Breakfast, lunch and materials are provided. Please contact Daniel Tromp at Salish Kootenai Housing Authority at (406) 675-4491 for registration.

Date:
Time:

November 20, 2009 (Friday)
8 am - 6 pm
Instructor:
Fee:



Sponsored by:
Location:

Salish Kootenai Housing Authority
553355 Hwy 93
Pablo , Montana 59855
Phone: 406.675.4491

(Glendive) Homebuyer Education
Eastern Plains RC&D Area, Inc. provides 1st Time Homebuyer Education classes once a month in various cities in Eastern Montana. These eight hour classes are held on one Saturday per month. In order to receive a Certification of Completion the participant must attend the full 8-hour session. The classes provide information on budgeting and credit, the home loan process, down-payment and closing cost assistance, homeowners insurance, home inspection, and protecting your investment. Please call Pam at (406) 433-2103 x125 to register. The cost of the class is $20.00 per household. Lunch is provided by Eastern Plains RC&D Area, Inc.

Date:
Time:

November 21, 2009 (Saturday)
8:30 am - 4:30 pm
Instructor:
Fee:


$20
Sponsored by:
Location:

Eastern Plains RC&D Area, Inc.
Glendive Public Library
200 South Kendrick Ave.
Glendive , Montana
Phone: 433.2103x125

(Missoula) homeWORD Homebuyer Education
This is two-session class. If you have any questions, please contact Katherine Sherba at the phone number provided.

Date:
Time:

November 7 & 9, 2009
9 am - 5:30 pm Nov 7; 6-8 pm Nov 9
Instructor:
Fee:


$10/hshld
Sponsored by:
Location:

homeWORD
First United Methodist Church
300 E. Main
Missoula , Montana 59802
Phone: 532-4663 x23

(Kal) Home & Property Buyers' Cert Ed & Consulting
This two-part, not-for-profit Certified Consumer Education-Consulting Program is made possible by Housing Affordability Ladder (HAL), Community Action Partnership of NW MT- formerly NW MT Human Resources, Glacier Affordable Housing Foundation, Montana Board of Housing, USDA Rural Development, NeighborWorks® of Montana & United Way ETHIC provides scholarships for FVCC tuition costs to all home and property buyers.

Date:
Time:

November 9 & 16, 2009 (Mondays)
5-9 pm
Instructor:
Fee:



Sponsored by:
Location:

ETHIC
FVCC
Kalispell , Montana 59911
Phone: 406.756.3832

(Kalispell) Free to Choo$e Program
This is a 10-week financial education course for the whole family. Upon completion of the 10-week class, families will be assigned a financial mentor and receive a $300 line of credit. For more information, call Claudine or Galene at 406-752-6565 or 1-800-344-5979.

Date:
Time:

TBD
Call for more information
Instructor:
Fee:



Sponsored by:
Location:


Kalispell , Montana
Phone: 406.752.6565

(Lewistown) Homebuyer Education
This is a 2-day class. Attendance at both classes is necessary for certification. Contact person: Carrie Mantooth (cmantooth@hotmail.com). Classes to be held in the Conference Room.

Date:
Time:

TBD
5-9 pm
Instructor:
Fee:



Sponsored by:
Location:

Central Montana RC&D
Snowy Mountain Development
613 NE Main St.
Lewistown , Montana 59457
Phone: 406.535.2591

(Missoula) homeWORD Homebuyer Education
This is a series of four classes. Contact Katherine Sherba at the number provided or at kathy@homeword.org for more information.

Date:
Time:

TBD
6-9 pm (except 6-8 pm on the 20th)
Instructor:
Fee:


$10/hshld
Sponsored by:
Location:

homeWORD
First United Methodist Church
300 E. Main
Missoula , Montana 59802
Phone: 532.4663 x23

(Anaconda) First-Time Homebuyer's Class
This is a 2-day class. Attendance at both classes is necessary for certification. Advanced registration is required. The cost is $10 per person or $15 per couple. Please call Sandy Conway at the above phone number to register.

Date:
Time:

TBD
5-9 pm
Instructor:
Fee:


$10 - $15
Sponsored by:
Location:

Headwaters RC&D Area, Inc.
ALDC
118 East 7th
Anaconda , Montana 59711
Phone: 782.7333x300

(Havre) Homebuyer Education
This is a 2-day class. Participants must attend both sessions to complete the class. Materials and dinner are provided both nights. A non-refundable fee of $20 per person is due the first night of the class. RSVP is required 2 days before class begins. Call Coni Thorn at the above phone number or at 406.434.5896 to register. Addl contact info: North Central MT RC&D, 1125 Oilfield Ave., Shelby, MT 59474. Leave a message if no answer.

Date:
Time:

TBD
5-9 pm
Instructor:
Fee:


$20/person
Sponsored by:
Location:

North Central Montana RC&D
Hill Co Electric HospitalityRm
2121 Hwy 2 West
Havre , Montana 59501
Phone: 434.9161x114

(Kal) Homebuyers 'Certified' Ed. & Consulting Pgm
This one-day, not-for-profit Certified Consumer Education-Consulting Program is made possible by Housing Affordability Ladder (HAL), Community Action Partnership of NW MT- formerly NW MT Human Resources, Glacier Affordable Housing Foundation, Montana Board of Housing, USDA Rural Development, NeighborWorks® of Montana & United Way ETHIC provides scholarships for FVCC tuition costs to all home and property buyers.

Date:
Time:

TBD
9 am to 5 pm
Instructor:
Fee:



Sponsored by:
Location:

ETHIC
FVCC
Kalispell , Montana
Phone: 406.756.3832

(Stevensville) Homebuyer Education
The Bitterroot Resource Conservation and Development Area, Inc. (RC&D) is holding a nationally certified homebuyer education class. At least 6 participants must be registered in order for the class to be held. All-day attendance is required for certification. The class is especially beneficial to first-time homebuyers with below median incomes, but any potential homebuyer will benefit from the class. Anyone who has not owned a home for three or more years is considered a first-time homebuyer and may be able to purchase a home for monthly payments comparable to what they are paying in rent. Homebuyer education classes are brought to you by the Bitterroot RC&D and funded in part by NeighborWorks® of Montana and the Montana Board of Housing. Completion of this class is required in order to qualify for some of the special homebuyer assistance programs. The $20 fee covers the cost of reference materials. Lunch is brown bag or on your own.

Date:
Time:

TBD
9 am - 6 pm
Instructor:
Fee:


$20/hshld
Sponsored by:
Location:

Bitterroot RC&D
St. Stephen's Episcopal Church
203 Main St.
Stevensville , Montana
Phone: 363.1444 x5

(Kal) Home & Property Buyer's Cert Ed & Consulting
This one-day, not-for-profit Certified Consumer Education-Consulting Program is made possible by Housing Affordability Ladder (HAL), Community Action Partnership of NW MT- formerly NW MT Human Resources, Glacier Affordable Housing Foundation, Montana Board of Housing, USDA Rural Development, NeighborWorks® of Montana & United Way ETHIC provides scholarships for FVCC tuition costs to all home and property buyers.

Date:
Time:

TBD
9 am to 5 pm
Instructor:
Fee:



Sponsored by:
Location:

ETHIC
FVCC
Kalispell , Montana
Phone: 406.756.3832

(Helena) Budgeting & Money Management Course
This FREE course is 2 Saturdays long. Attendance on both days is required to complete the course. Attendees will learn about: establishing credit if you don't have any; repairing credit if it's damaged; improving savings habits; setting and achieving goals; cash advance, title loan and credit card traps; developing a household budget; and tackling your debts. No registration required. Snacks and childcare (for kids 3 and up) provided at no cost. Registration is not needed. Building located between Park Ave. and Broadway Ave., adjacent to the Lewis & Clark Library and old Federal Building, in downtown Helena.

Date:
Time:

TBD
9 am - 3:30 pm
Instructor:
Fee:


none
Sponsored by:
Location:

Several
The Neighborhood Center
200 S. Cruse Ave.
Helena , Select State 59601
Phone:

(Livingston) Homeownership Education
Are you ready to buy a home? What are the benefits of homeownership? How do lenders decide to make loans? Our 9-hour, comprehensive homeownership education course, directed by a HUD-Approved instructor, will help you to better understand the home purchase process. Topics covered include: The Advantages and Disadvantages of Homeownership; Assessing Homeownership Readiness; Understanding Credit; Managing your Finances; The Mortgage Process; Special Programs for First-Time Buyers; Shopping for a Home, a Lender, and a Realtor; Closing Your Deal; and Maintaining Your Home and Your Finances after you purchase. Completion of homeownership education makes you a smarter, better borrower, and may help you become eligible for down-payment assistance, low-interest mortgages, and matched savings programs. The course is open and free of charge. Space is limited, so pre-registration and a refundable deposit are required. Attendance of the entire series (9 hours) is required for a certificate. Additional classes/alternate locations may be scheduled for groups of 5 households or more. Individual pre- and post-purchase counseling is also available.

Date:
Time:

TBD
6-9 pm
Instructor:
Fee:

HUD-Approved Instructors
None
Sponsored by:
Location:

The Road to Home
Park High School
Livingston , Montana
Phone: 406.587.4486

(Ronan) Homebuyer Education
All aspects of becoming a homeowner and the financial assistance available for homebuyers will be presented by area professionals. This is a two-evening class. You must attend both nights to receive certification. To register, please call Shannon at Ronan Housing Authority at (406) 676-5900.

Date:
Time:

TBD
5-9 pm
Instructor:
Fee:


$25/family
Sponsored by:
Location:

Ronan Housing Assistance Authority
407 Main
Ronan , Montana
Phone: 406.676.5900

(Kalispell) Financing Real Estate and Your Credit
This two-part program is sponsored by ETHIC (Encouraging The Homeownership Ideals for Communities).

Date:
Time:

TBD
6-8:30 pm
Instructor:
Fee:



Sponsored by:
Location:


FVCC
Kalispell , Montana
Phone: 406.756.3832

(Butte) First-Time Homebuyers' Class
This is a one-day class. Cost is $10 per person or $15 per couple. Advanced registration is required. Contact Sandy Conway at the above phone number or at: Headwaters RC&D Area, Inc., 305 W Mercury, Ste. 211, Butte, MT 59701, sconway@bigskyhsd.com, website: headwatersrcd.org.

Date:
Time:

TBD
8 am - 5 pm (lunch 12 noon to 1 pm)
Instructor:
Fee:


$10-15
Sponsored by:
Location:

Headwaters RC&D Area, Inc.
305 W Mercury
Butte , Montana 59701
Phone: 782.7333x300

(Kalispell) Financial Education Classes
This course, titled "Dollars and Sense: Invest in Your Future," is about basic financial education. This four-part series includes: Understanding Credit and Credit Reports; Making Budgeting Work with Your Schedule; Predatory Lending and Identity Theft Insurance; and Financial Institutions and Taxes. Participants must complete all four parts to graduate. Some local partners are offering incentives for participants to graduate, including participation in Individual Development Account (IDA) programs for education/training or homeownership. Call the number provided for information and to register for these free classes.

Date:
Time:

TBD
5:30 - 7:30 pm
Instructor:
Fee:

Consumer Counseling Credit Svc & Rural Dynamics
None
Sponsored by:
Location:

Montana Housing Network
690 Meridian Ave.
Kalispell , Montana
Phone: 406.257.4069

(Glendive) Homebuyer Education
This is a one-day class Fee is per household. Lunch is provided. Call the number provided to contact Khrystye Earle for information and to register.

Date:
Time:

TBD
8:30 am - 4:30 pm
Instructor:
Fee:


$20
Sponsored by:
Location:

Eastern Plains RC&D
Dawon Co. Library (basement)
200 S. Kendrick St.
Glendive , Montana
Phone: 406.480.3162

(Havre) Homebuyer Education
This is a 2-day class. Participants must attend both sessions to complete the class. Materials and dinner are provided both nights. A non-refundable fee of $20 per person is due at the first night of the class. RSVP is required 2 days before the class begins. Please contact Coni Thorn at North Central RC&D (406) 434-9161 x114 for registration.

Date:
Time:

TBD
5-9 pm
Instructor:
Fee:


$20/person
Sponsored by:
Location:

North Central RC&D
Hill Co Electric-east entrance
2121 Hwy 2 West
Havre , Montana 59501
Phone: 434-9161x114

(Ronan) Homebuyer Education
All aspects of becoming a homeowner and the financial assistance available for homebuyers will be presented by area professionals. This is a two-evening class. You must attend both nights to receive certification. To register, pease contact Sharon at Ronan Housing Authority (406) 676-5900.

Date:
Time:

TBD
5 - 9 pm
Instructor:
Fee:


$25/family
Sponsored by:
Location:

Ronan Housing Assistance Authority
407 Main St.
Ronan , Montana 59864
Phone: 406.676.5900

(Wolf Point) Homebuyer Education
This is a one-day class. Cost is per household. Lunch is provided. For more information, call Khrystye Earle at the number provided.

Date:
Time:

TBD
8:30 am - 4:30 pm
Instructor:
Fee:


$20
Sponsored by:
Location:

Eastern Plains RC&D
Old Integrated Solutions Bldg
220 3rd Ave. S
Wolf Point , Montana
Phone: 406.480.3162

(Missoula) homeWORD Homebuyer Education
Participants must attend all four sessions to complete the course. For more information, please contact Katherine Sherba at the phone number provided.

Date:
Time:

TBD
6-9 pm, except 6-8 pm Sept 8
Instructor:
Fee:


$10/hshld
Sponsored by:
Location:

homeWORD - Homeownership Center
First United Methodist Church
300 E. Main
Missoula , Montana 59802
Phone: 532.4663 x23

(Glasgow) Homebuyer Education
This is a one-day class. To register or for more information, please contact Pam Berwick at the phone number provided.

Date:
Time:

TBD
8:30 am - 4:30 pm
Instructor:
Fee:


$20
Sponsored by:
Location:

Eastern Plains RC&D
Glasgow Co. Library basement
Glasgow , Montana
Phone: 433.2103x125

(Lewistown) Homebuyer Education
This is a two-day pre-purchase class. Attedance at both days is required for certification. Contact Carrie Mantooth, Central MT RC&D Assistant Coordinator, at the above phone number or at cmantooth@hotmail.com for more information.

Date:
Time:

TBD
5-9 pm
Instructor:
Fee:



Sponsored by:
Location:

Central MT RC&D
Snowy Mtn Dev Corp Conf Room
613 NE Main St.
Lewistown , Montana 59457
Phone: 406.535.2591

(Kalispell) Free to Choo$e Program
This is a 10-week financial education course for the whole family. Upon completion of the 10-week class, families will be assigned a financial mentor and receive a $300 line of credit. For more information, call Claudine or Galene at 406-752-6565 or 1-800-344-5979.

Date:
Time:

TBD
Call for more information
Instructor:
Fee:



Sponsored by:
Location:


Kalispell , Montana
Phone: 406.752.6565

(Pablo) Homebuyer Education
This is a one-day class. Attendance for the entire day is required for certification. Breakfast, lunch and materials provided. Contact Daniel Tromp at the phone number provided for more information and to register.

Date:
Time:

TBD
8 am - 6 pm
Instructor:
Fee:



Sponsored by:
Location:

Salish Kootenai Housing Authority
Salish Kootenai Housing Auth.
553355 Hwy 93
Pablo , Montana 59855
Phone: 406.675.4491

(Pablo) Homebuyer Education
This is a one-day class. All-day attendance is required for certification. Breakfast, lunch and materials are provided. Please contact Daniel Tromp at Salish Kootenai Housing Authority (406) 675-4491 for registration.

Date:
Time:

TBD
8 am - 6 pm
Instructor:
Fee:



Sponsored by:
Location:

Salish Kootenai Housing Authority
Salish Kootenai Housing Auth.
553355 Hwy 93
Pablo , Montana 59855
Phone: 406.675.4491

(Pablo) Homebuyer Education
This is a one-day class. Attendance for the entire day is required for certification. Breakfast, lunch and materials are provided. Please contact Daniel Tromp at Salish Kootenai Housing Authority at (406) 675-4491 for registration.

Date:
Time:

TBD
8 am - 6 pm
Instructor:
Fee:



Sponsored by:
Location:

Salish Kootenai Housing Authority
553355 Hwy 93
Pablo , Montana 59855
Phone: 406.675.4491

(Kal) Home & Property Buying & Selling Prep.
This three-part program is sponsored by ETHIC (Encouraging The Homeownership Ideals for Communities) To register, call the phone number provided. ETHIC Scholarships for FVCC Tuition costs available to all home and property buyers.

Date:
Time:

TBD
6 - 8:30 pm
Instructor:
Fee:



Sponsored by:
Location:

ETHIC
FVCC
Kalispell , Montana
Phone: 756-3832

(Kalispell) Free To Choo$e Program
This is a 10-week financial education course for the whole family. Upon completion of the 10-week class, families will be assigned a financial mentor and receive a $300 line of credit. For more information, call Claudine or Galene at 406-752-6565 or 1-800-344-5979.

Date:
Time:

TBD
Call for more information
Instructor:
Fee:



Sponsored by:
Location:


Kalispell , Montana
Phone: 406.752.6565

(Hamilton) Homebuyer Education
Attendance at all three classes is required. The class is especially beneficial to first-time homebuyers with below median incomes, but any potential homebuyer will benefit from the class. Anyone who has not owned a home for three or more years is considered a first-time homebuyer and may be able to purchase a home for monthly payments comparable to what they are paying in rent. Homebuyer education classes are brought to you by the Bitter Root RC&D and funded in part by NeighborWorks® of Montana and the Montana Board of Housing. Completion of this class is required in order to qualify for some of the special homebuyer assistance programs. Real Estate Agents can get 4 elective continuing education units. You can register for the class by calling the Bitterroot RC&D at 363-1444 ext 5. When you register, you will just need to give your name and phone number to reserve a spot. The class is $20 and if that is a hardship, scholarships are available. Classes are held in the new conference room.

Date:
Time:

TBD
6-9 pm
Instructor:
Fee:

Bitterroot RC&D
$20
Sponsored by:
Location:

NeighborWorks® of MT & MT Board of Housing
Human Resource Council Bldg.
316 N. Third St.
Hamilton , Montana
Phone: 363.1444 x5

(Sheridan) Homebuyer Education
Headwaters RC&D Area, Inc. provides 1st Time Homebuyer Education classes on a monthly basis.These eight-hour classes are held on two evenings from 5-9 p.m. In order to receive a Certification of Completion the participant must attend the full 8-hour session. The classes provide information on budgeting and credit, the home loan process, down-payment and closing cost assistance, homeowners and life insurance, home maintenance, protecting your equity, and USDA Rural Development Programs including the Self-Help Program. Advanced Registration is required, cost is $20 per person. NOTE: Our classroom is not suitable for children. Please arrange for child care in your own home during the class. If classes are moved to another place, you will be notified. For further information contact (406) 782-7333, ext. 300.

Date:
Time:

TBD
5-9 pm
Instructor:
Fee:


$20/person
Sponsored by:
Location:

Headwaters RC&D Area, Inc.
Sheridan High School
Sheridan , Montana
Phone: 782.7333x300

(Laurel) Homebuyer Education
This is a one-day pre-purchase class. Please choose one date only. Fee is payable on day of class. Registration is required by calling the phone number provided. A map to the site can be found at www.beartooth.org.

Date:
Time:

TBD (Saturdays)
9 am - 4:30 pm
Instructor:
Fee:


$10
Sponsored by:
Location:

Beartooth RC&D
Best Western-Ylwstn Crossing
205 SE 4th St.
Laurel , Montana
Phone: 406.962.3914

(Helena) First-Time Homebuyers' Education
This series of classes will be held for three consecutive Saturdays, with a lunch break provided. Childcare for kids 3 and up is available at no charge. Call Beki Brandborg at the above phone number with any questions or comments. The fee is $15 per individual or $20 for two people. Childcare is available. Registration in advance is appreciated. To enroll, send in a completed registration form (available online at http://www.montanafirsttimehomebuyers.com/ClassSchedule.asp?meeting=W2&date=9/17/2008) and fee to: RMDC-HAHTF, c/o Beki Brandborg, 540 West Main St., Helena, MT 59601. Make checks payable to RMDC-HAHTF.

Date:
Time:

TBD (Saturdays)
9 am - 5 pm
Instructor:
Fee:


$15-20
Sponsored by:
Location:

Rocky Mountain Development Council
Rocky Mtn Develoment Council
200 S. Cruse Ave.
Helena , Montana 59601
Phone: 406.442.2265

(Laurel) Homebuyer Education
This is a one-day pre-purchase class. Please choose one day only. A map to the site can be found at www.beartooth.org Registration is required by calling the phone number provided. For more information please call or email Elaine enowak@beartooth.org The $10 fee is payable on the day of the class.

Date:
Time:

TBD (Saturdays)
9 pm to 4:30 pm
Instructor:
Fee:


$10
Sponsored by:
Location:

Beartooth RC&D
Best Western-Ylwstone Crsg
205 SE 4th St.
Laurel , Montana
Phone: 406.962.3914

(Great Falls) Financial Education Classes
This course, titled "Dollars and Sense: Invest in Your Future," is about basic financial education. This four-part series includes: Understanding Credit and Credit Reports; Making Budgeting Work with Your Schedule; Predatory Lending and Identity Theft Insurance; and Financial Institutions and Taxes. Participants must complete all four parts to graduate. Some local partners are offering incentives for participants to graduate, including participation in Individual Development Account (IDA) programs for education/training or homeownership. For information and to register for these free classes, call Lauri at the phone number provided.

Date:
Time:

Tuesday evenings; every 2nd/3rd Saturday
6:30 - 8:30 pm (Tuesdays); 9 am - 1 pm (Saturdays)
Instructor:
Fee:

Consumer Credit Counseling Svc & Rural Dynamics
None
Sponsored by:
Location:

Montana Housing Network
Consumer Credit Counseling Svc
2022 Central Ave.
Great Falls , Montana
Phone: 406.454.5727

(Butte) Financial Education Classes
This course, titled "Dollars and Sense: Invest in Your Future," is about basic financial education. This four-part series includes: Understanding Credit and Credit Reports; Making Budgeting Work with Your Schedule; Predatory Lending and Identity Theft Insurance; and Financial Institutions and Taxes. Participants must complete all four parts to graduate. Some local partners are offering incentives for participants to graduate, including participation in Individual Development Account (IDA) programs for education/training or homeownership. Call the number provided to register for these free classes.

Date:
Time:

Wednesdays
6:30 - 8:30 pm
Instructor:
Fee:

Consumer Credit Counseling Svc & Rural Dynamics
None
Sponsored by:
Location:

Montana Housing Network
800 E. Front St.
Butte , Montana
Phone: 406.723.5176

(Missoula) Financial Education Classes
This course, titled "Dollars and Sense: Invest in Your Future," is about basic financial education. This four-part series includes: Understanding Credit and Credit Reports; Making Budgeting Work with Your Schedule; Predatory Lending and Identity Theft Insurance; and Financial Institutions and Taxes. Participants must complete all four parts to graduate. Some local partners are offering incentives for participants to graduate, including participation in Individual Development Account (IDA) programs for education/training or homeownership. Call the number provided for information and to register for these free classes.

Date:
Time:

Wednesdays
6-9 pm
Instructor:
Fee:

Consumer Credit Counseling Svc & Rural Dynamics
None
Sponsored by:
Location:

NeighborWorks Montana
1515 Fairview Ave.
Suite 220
Missoula , Montana
Phone: 406.543.1188

(Helena) Financial Education "Dollars & Sense"
This course, titled "Dollars and Sense: Invest in Your Future," is about basic financial education. This four-part series includes: Understanding Credit and Credit Reports; Making Budgeting Work with Your Schedule; Predatory Lending and Identity Theft Insurance; and Financial Institutions and Taxes. Participants must complete all four parts to graduate. Some local partners are offering incentives for participants to graduate, including participation in Individual Development Account (IDA) programs for education/training or homeownership. To register or for more information, call the number provided.

Date:
Time:

Wednesdays
7-9 pm
Instructor:
Fee:

Consumer Credit Counseling Svc & Rural Dynamics
None
Sponsored by:
Location:

Neighborworks Montana
910 E. Lyndale, Suite A
Helena , Montana
Phone: 406.443.1774

 

 



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